Is there a tax credit for a new roof in 2025 or 2026?
Short answer. No. A regular roof replacement has not qualified for a federal tax credit since 2022, and the related energy credits for insulation, skylights and solar ended after December 31, 2025, so a roof installed in 2026 earns no federal credit. Georgia does not offer a general state income tax credit for a roof replacement either.
The 2025 picture
- The roof covering itself, cool roof or not, did not qualify.
- Qualifying insulation and ENERGY STAR skylights installed by the end of 2025 could count toward the energy efficient home improvement credit.
- Solar shingles or panels completed by the end of 2025 could qualify for the residential clean energy credit on the solar portion.
- Those 2025 items are claimed on IRS Form 5695 with the 2025 return.
The 2026 picture
The federal law signed in July 2025 ended both credits for work after 2025. Unless Congress acts again, there is no federal credit for a 2026 roof, insulation upgrade or solar installation on a home you own and live in.
Things that still might help
- Rental property. A new roof is depreciated rather than credited; ask your tax preparer.
- Insurance discounts. Some insurers discount premiums for impact-rated roofs, which can be worth more over time than the old credit ever was. See impact-resistant shingles in Georgia.
- Utility programs. Your electric utility or EMC may offer efficiency rebates, usually for insulation or equipment.
Be skeptical of credit pitches
If a salesperson says your 2026 roof earns a tax credit, ask which IRS form and line. For honest budget planning, see roof replacement cost in Georgia. This is general information, not tax advice.