What does a typical roof replacement schedule look like, from signing to final paperwork?
Short answer. A typical roof replacement runs over a few weeks: about one to three weeks after signing for HOA approval, permits and materials, usually one day on site for an average roof, then the final inspection, payment and warranty registration over the following days. Insurance jobs add the claim steps at the front and the depreciation release at the end.
Before the work
- Signing: contract signed, shingle line and color chosen.
- Weeks 1 to 2: HOA submission and approval, permit application and material order. After major storms, supply delays can stretch this.
- A few days before: confirmation call, delivery of materials and dumpster, and a weather check.
Roofing day
- Early setup and landscaping protection.
- Tear-off by section, deck inspection and replacement of bad sheets.
- Drip edge, underlayment and leak barrier so the roof is dried in quickly.
- Shingles, flashing, vents and ridge cap.
- Cleanup and a magnet sweep. Large or steep roofs may take two or three days.
After the work
- Within days: final permit inspection where required, plus a walk-around and punch list.
- Final payment as the contract specifies.
- Warranty registration with the manufacturer.
- Insurance jobs: the final invoice goes to the carrier to release any recoverable depreciation, which can take a few weeks.
A different kind of schedule
Some homeowners policies include a roof payment schedule, which pays a percentage of a roof's replacement cost based on its age. That is a coverage term, not a construction timeline; see the roof payment schedule endorsement. For roofing day in detail, see what to expect on replacement day and HOA roof approval in Georgia.