What goes into new roof replacement cost?
The parts that vary most between quotes
- Tear-off. One layer or two, and how disposal is handled.
- Decking. A per-sheet price versus a vague "as needed."
- Flashing. New step, counter and chimney flashing versus reusing old metal.
- Ventilation. Correcting intake and exhaust versus leaving it as is.
- Shingle line. Standard architectural, impact-resistant or designer.
- Warranty. A short workmanship term versus decades.
The parts that are fairly fixed
Underlayment, starter, ridge cap, drip edge and nails scale with the roof's size and are similar across honest bids. Permits and dumpster costs vary a little by city and county.
How insurance changes the picture
When a covered peril such as hail or wind caused the damage, the claim is usually paid on replacement cost or actual cash value terms, depending on your policy. On replacement cost policies, part of the payment may be held back as depreciation until the work is done. Your out-of-pocket is typically the deductible plus any upgrades you choose. See ACV vs RCV roof claims.
Repair instead?
If damage is limited and the roof is young, a repair may be enough. Widespread hail bruising, curling, granule loss or repeated leaks point to replacement. See roof replacement cost in Georgia and what to expect on roof replacement day.